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SumUp Developer

Alternative Payment Methods

Learn about supported alternative payment methods, activation steps, and integration options.

Alternative Payment Methods (APMs) provide alternatives to standard card payment schemes. They offer familiar and frictionless payment experiences to your customers, while making you stand out from your competitors offering only traditional payment experiences.

APMs have completely transformed how we pay online. For example, in the Netherlands more than half of the consumers use iDeal to pay online merchandise.

Some types of APMs are prepaid cards, mobile payments, e-wallets, and “buy now, pay later” installment-based schemes.

Supported Alternative Payment Methods

Section titled “Supported Alternative Payment Methods”

The APMs you can offer depend on the country your business is registered and operating in. Here’s a list of the currently available APMs at SumUp:

APMCountry
Apple PayAustria, Belgium, Brazil, Bulgaria, Chile, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovenia, Slovakia, Spain, Sweden, Switzerland, United Kingdom
BancontactBelgium
BlikPoland
BoletoBrazil
EPSAustria
Google PayAustria, Belgium, Brazil, Bulgaria, Chile, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovenia, Slovakia, Spain, Sweden, Switzerland, United Kingdom
iDealNetherlands
MyBankGreece, Italy, Spain
PIXBrazil
Przelewy24Poland
SatispayItaly

Enabling Alternative Payment Methods

Section titled “Enabling Alternative Payment Methods”

As a sole trader, APMs are automatically enabled for your merchant account after completing the regular registration steps and performing a test transaction with one of our remote payment products, such as Payment Links, Invoices, and Online Store.

As with any other legal type, you must request activation from our support team or via our contact form here, providing your merchant ID (MXXXXX). Our team will onboard your merchant account and grant access to the APMs applicable to your business location. Once your request is processed, APMs become available within Payment Links, Invoices, and Online Store.

Integration

Section titled “Integration”

You can offer APMs through a number of approaches:

  • Through the SumUp Payment Widget. To make APM payments successful, you must always set a redirect_url upon checkout creation. Beyond that step, the SumUp Payment Widget will handle the rest.